Financial Planning is About Your Goals

Put Your Needs First

Choosing a financial professional to work with can be a difficult task.  To entrust someone with your hard-earned money requires faith in them.  This can be difficult given the complexity and emotion that comes with investing for the future.  The financial service industry often uses that fact for its own benefit.

This is why Phoenician Financial Planning , LLC is an independent Arizona Registered Investment Advisory firm.  The firm is not beholden to any big bank or Wall Street brokerage firm.  Unlike many financial advisors, the firm is fee only and has always worked under the strict fiduciary standard.

Working with a fiduciary means that you do not need to worry about high costs or the conflicts of interest that come with traditional investment firms.   You can expect to be invested in low cost, diversified strategies designed with your unique circumstance in mind.  Our goal is to make sure you achieve yours.

Havisupi Arizona

Retirement Planning

Life happens both before and after retirement.  Our financial planning balances both the wishes, wants and desires of today with the lifestyle you envision in the future.  It doesn't matter if you're just beginning to save or if you're finally retiring, we'll make sure you and your family have a comfortable and secure lifestyle.

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Investment Management

The goal of our investment management strategy is to build long term, cost effective investment portfolios that match our client's comfort with risk.  Services include investment analysis, asset selection and portfolio design. We will also ensure that investments compliment your employer sponsored retirement plans.

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Tax Strategies

Taxes are a part of life.  Luckily, our tax code offers plenty of ways to reduce the burden. Building a tax efficient investment strategy helps reduce the expense and allow you to put more money toward your goals.  We can reduce your individual, small business and estate taxes through careful planning.

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Presidential Impeachment: Impact on the Stock Market

By J.K. Roberts, CFP, CRPC | May 15, 2017

How would the stock market react to President Trump’s impeachment?  Politics is a passionate subject for many, but most would…

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The Affordable Care Act

By J.K. Roberts, CFP, CRPC | May 4, 2017

The reason why Republicans want to overturn Obamacare is to cut the Net Investment Income Tax. Who pays this tax?…

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Insuring Your Financial Plan

By J.K. Roberts, CFP, CRPC | May 2, 2017

Insurance is a key component of any financial plan.  When it comes to investing for the future, most people think…

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Small Business Tax Deductions

By J.K. Roberts, CFP, CRPC | Apr 3, 2017

The tax structure of many small businesses allows the owner to deduct certain expenses.  This helps reduce their personal tax…

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Investment Professional Guide

By J.K. Roberts, CFP, CRPC | Mar 31, 2017

As an investor, understanding your needs is an important part of determining what kind of investment professional you will want to…

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Important Tax Filing Deadlines

By J.K. Roberts, CFP, CRPC | Mar 24, 2017

Important tax filing deadlines for 2017 are listed below.  As always, consult with your tax advisor if you have additional…

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Reporting a Retirement Rollover

By J.K. Roberts, CFP, CRPC | Mar 19, 2017

You’ll have may jobs, but only one retirement.  You’ll also have many 401(k) plans, but you only need one retirement…

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Employee Stock Purchase Plans

By J.K. Roberts, CFP, CRPC | Mar 17, 2017

Employee Stock Purchase Plans (ESPP) are a great incentive for companies that want to promote ownership to employees.  This widely…

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Partnership tax filing is now March 15th

By J.K. Roberts, CFP, CRPC | Mar 9, 2017

If you file as a partnership or multi-member LLC, there is a new 2016 tax filing deadline.  Last year, partnerships had…

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2017 Market Outlook

By J.K. Roberts, CFP, CRPC | Jan 19, 2017

This year will see many changes.  Last year’s election will have a large impact on the economy going forward.  Some…

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Tax Forms

By J.K. Roberts, CFP, CRPC | Jan 18, 2017

These links will let you download the Internal Revenue Service and the State of Arizona Department of Revenue’s most frequently requested…

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Financial Resolutions

By J.K. Roberts, CFP, CRPC | Jan 17, 2017

New year, new you?  Another year of new resolutions, but is financial security one of them?  Setting tough goals is…

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Impact of 2017 Tax Change

By J.K. Roberts, CFP, CRPC | Dec 2, 2016

President Elect Trump and the Republican Party have outlined their tax change proposals for 2017.  For the middle class, both…

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Work with a Certified Financial Planner

By J.K. Roberts, CFP, CRPC | Nov 9, 2016

When it comes to finding someone to manage your money, you want to make sure you can trust their integrity,…

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A Thank You Note

By J.K. Roberts, CFP, CRPC | Oct 27, 2016

Nothing quite makes your day like when you see your hard work helping others.  I love that I make the…

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Contact us for a free one hour consultation.  We'll discuss what services we offer, explain the philosophy followed, and help you understand the costs associated with investing.