Socially Responsible

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Environmental, social and corporate governance (ESG) funds allow you to invest your money into causes you believe in. Socially responsible investing (SRI), also known as sustainable, socially conscious, green, or ethical investing, is shaping the future. We build custom investment strategies that considers both financial returns as well as the social causes clients request.

Independent Fiduciary

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A fiduciary is required to put their client's needs ahead of their own. Less than 10% financial advisors in the U.S. are required to work under the fiduciary standard set for Registered Investment Advisors. The Certified Financial Planner Board of Standards sets its own strict fiduciary standard that certificate holders must abide by.

Fee-Only Advisor

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Traditionally, financial advisors were paid a commission each time clients made an investment. There is an inherent conflict of interest in working that way. This is why, in order to provide objective advice, I work under a fee-only model. Clients can pay by the hour, project, or retain ongoing services through a percentage of the investment assets managed.

The worse the news gets, the better the price is.

August 5, 2019

The Dow Jones Industrial Average (DJIA) fell by 961 points today earlier today. While it recovered afterwards, the index still…

What does Boris Johnson mean for your portfolio?

July 30, 2019

As some of you may know, Boris Johnson recently became the Prime Minister of the United Kingdom. He assumed the…

Mid-Year Review

July 8, 2019

‘Sell in May, go away’ is a common adage among traders during the summer months. In general, the market often…

Mueller Report: Impact on Investments

April 22, 2019

The full Mueller Report was released hours before the holiday weekend. The findings in the report have the potential to…

Q1 Market Report

April 8, 2019

So far, 2019 has been a good year for the stock market. The S&P 500 index shot up over 14%…

IRS Tax Scam Dirty Dozen

March 21, 2019

Each year, the Internal Revenue Service presents a list of the top 12 tax scams. Make sure you’re not taken…

2018 Market Review and a Look Forward

February 8, 2019

Reaching the peak of a mountain is the easy part. Once you’ve reached the top, you need to start planning…

Year End Tax Ideas

December 20, 2018

The year is quickly coming to an end. While you should be focused on spending time with family and friends,…

How long will the down market continue?

November 14, 2018

The stock market has been pretty volatile over the last couple of months while the bond market continues to decline…

Q3 Year to Date Returns

September 28, 2018

Overall, it’s been a slow year for diversified portfolios. Moderately allocated portfolio’s are averaging 3.15% for the year. The highest…

Q3 Market Commentary

September 27, 2018

Quarterly rebalancing is coming up this week and I wanted to pass along some of the changes I plan on…

Net Unrealized Appreciation

September 19, 2018

If you have company stock in your 401k plan, you may want to consider a setting up a tax strategy…

Q2 Market Commentary

July 30, 2018

The second quarter of 2018 has come to an end. In my first quarter update, I reported that the market…

Free Advice Is Worth Exactly That

June 13, 2018

Recently, the online Q&A website Quora forwarded me this question – Should I hire a Financial Advisor? What are the…

Business or Hobby?

May 16, 2018

Creating a sound tax strategy is one of the more important parts of a financial plan. This is especially true…

Q1 Market Commentary

March 28, 2018

The first quarter of 2018 is coming to an end and the market news is mixed. The Dow Jones and…

Retirement Distribution Tax Planning

March 19, 2018

“Please consult your tax advisor.” This is the standard disclaimer brokerage firms give whenever a client requests a withdrawal from…

New Roth IRA Recharacterization Rule

January 30, 2018

A major change to the tax rules starting in 2018 could leave many paying high taxes on investments that they…

Tax Gain Harvesting

January 25, 2018

Minimizing your taxable liability on investments allows you save more towards your goals. Most people investment in retirement accounts. That…

Books for Investors

December 7, 2017

Being a well read financial advisor is critical part of helping clients succeed in their goals. Most of the time,…

Next Steps...

Contact us for a free one hour consultation. We'll discuss what services we offer, explain the philosophy followed, and help you understand the costs associated with investing.

© 2017 Phoenician Financial Planning, LLC. Securities offered through Folio Institutional, Inc., member FINRA / SIPC.