Q3 Year to Date Returns

By J.K. Roberts, CFP, CRPC | September 28, 2018 | Comments Off on Q3 Year to Date Returns

Overall, it’s been a slow year for diversified portfolios. Moderately allocated portfolio’s are averaging 3.15% for the year. The highest returns this year are coming from small cap growth funds. That style of investment is very aggressive. In 2008, the index fell 40.32%. From a…

Read More

Q3 Market Commentary

By J.K. Roberts, CFP, CRPC | September 27, 2018 | Comments Off on Q3 Market Commentary

Quarterly rebalancing is coming up this week and I wanted to pass along some of the changes I plan on making to your portfolios. The overall asset allocations will continue to focus on market risk and the investing time horizon. The changes that are being…

Read More

Net Unrealized Appreciation

By J.K. Roberts, CFP, CRPC | September 19, 2018 | Comments Off on Net Unrealized Appreciation

If you have company stock in your 401k plan, you may want to consider a setting up a tax strategy that takes advantage of net unrealized appreciation (NUA). When done correctly, NUA potentially save you thousands in taxes. On the other hand, you may be…

Read More

Q2 Market Commentary

By J.K. Roberts, CFP, CRPC | July 30, 2018 | Comments Off on Q2 Market Commentary

The second quarter of 2018 has come to an end. In my first quarter update, I reported that the market news was mixed. The growth in the stock market stalled in January and declined to the lowest point of the year as the first quarter…

Read More

Free Advice Is Worth Exactly That

By J.K. Roberts, CFP, CRPC | June 13, 2018 | Comments Off on Free Advice Is Worth Exactly That

Recently, the online Q&A website Quora forwarded me this question – Should I hire a Financial Advisor? What are the pros and cons? How much do they cost? That’s a common question I hear from many folks. It can be hard for some to justify…

Read More